Dashboard
Your finances at a glance
Built for Nigerians, Ghanaians and Africans managing money in the UK, US and Canada. Track spending, crush debt and grow your net worth — no bank connection needed.
Stop juggling spreadsheets. Money Palava is built for Nigerians, Ghanaians and Africans managing money across borders — no bank connection required.
Real-time net worth, cash flow, health score and spending breakdown with interactive charts.
Log income and expenses with categories, dates and notes. Search, sort and filter your full history.
"Give every coin a job." Envelope-style budgeting with live alerts before you overspend.
Emergency fund, holiday, house deposit. Animated progress bars keep you motivated every week.
Snowball vs Avalanche strategies side-by-side. See exactly when you'll be debt-free.
Interactive 6-month charts for cash flow, spending trends, net worth and savings rate.
Never miss a payment. Recurring bills shown on a visual calendar with alerts on due dates.
Track all assets and liabilities. Live animated balance bar shows your true financial picture.
Drag-to-simulate loan payoff. See how extra payments save interest and cut years off your debt.
No bank connections required — a key advantage for Nigerians, Ghanaians and Africans where open banking has limited coverage. Works in any browser.
Sign up with email and password. No credit card. No bank login. 🔒 Your data is encrypted at rest & in transit, accessible only to you via row-level security.
Our 5-step wizard helps you enter your income, expenses, goals and debts in under 3 minutes.
Live charts, health scores and debt payoff projections update instantly every time you add an entry.
No hidden fees. Cancel anytime. Your data is always exportable in full.
Don't take our word for it. Here's what our community says.
Most budgeting apps charge premium prices and require bank connections — not ideal if you're managing money across borders. Here's how we differ.
Everything Nigerians, Ghanaians and Africans in the UK, US and Canada ask before signing up.
Join 12,000+ Nigerians and Africans in the UK, US and Canada who get our monthly money tips, budgeting templates and exclusive app updates.
Practical money guides written for Africans in the diaspora — by people who have lived it.
The realistic step-by-step plan that 1,200+ Money Palava users have used to hit their first major savings milestone.
Side-by-side comparison of fees, exchange rates and transfer speeds for sending money to Nigeria, Ghana and Kenya.
Tax, exchange-rate timing, legal pitfalls and how to deposit-track without losing sleep. Real numbers from real buyers.
Join 12,000+ Nigerians, Ghanaians and Africans across the UK, US and Canada. Start free — no bank connection, no credit card needed.